Small business owners are constantly looking for ways to cut their costs and when it comes to insuring own employees there are certain alternatives to traditional group plans that may be quite costly for small enterprises. The two most common alternatives are purchasing alliances (also called purchasing pools) and association plans. The first are generally [...]
Washington likes acronyms when it comes to lawmaking and this new law is no exception. This is the Genetic Information Nondiscrimination Act (GINA) and this November sees it finally come into force. Because it affects both employers and the insurance industry, this has been a hard-fought change and was only signed into law last year. [...]
It is always quite hard for small enterprises to get good health coverage with competitive rates, especially if compared with bigger companies. Some small companies, especially home-based ones, don’t have the minimum number of workers to be eligible for health group plans at all. And this means that there’s no other option for these small [...]
